Question 1

What is a take-home pay calculator?

Accepted Answer

A take-home pay calculator is a tool that calculates the actual amount you receive after deducting taxes and the 4 major insurance premiums from your monthly salary (or annual salary). It reflects the latest 2026 tax laws and deduction rates, allowing workers to check their actual after-tax income.

Question 2

How are taxes and the 4 major insurances calculated?

Accepted Answer

2026 deduction rates: National Pension 4.5%, Health Insurance 3.545%, Long-term Care Insurance 12.95% of health insurance premium, Employment Insurance 0.9%, Income tax based on NTS simplified tax table, Local income tax is 10% of income tax.

Question 3

Can the actual salary differ from the calculation results?

Accepted Answer

Yes. This calculator is a simple after-tax calculation tool based on general workers. The actual amount may vary depending on company benefits, additional allowances, bonuses, and tax-exempt allowances. For accurate figures, please consult your company payroll manager or tax accountant.